مقالات ترجمه شده

انباشت دارایی و مشارکت نیروی کار متقاضی بیمه ی از کار افتادگی

عنوان فارسی

انباشت دارایی و مشارکت نیروی کار متقاضی بیمه ی از کار افتادگی


عنوان لاتین

Asset accumulation and labor force participation of disability insurance applicants☆

مشخصات کلی

سال انتشار 2015
کد مقاله 3069
فرمت فایل ترجمه Word
تعداد صفحات ترجمه 38
نام مجله Journal of Public Economics
نشریه ScienceDirect
درج جداول و شکل ها در ترجمه انجام شده است
جداول داخل مقاله ترجمه شده است

چکیده فارسی

این مقاله شواهد تجربی وجود رفتار تجمع دارایی پیش رو در میان متقاضیان بیمه از کار افتادگی که قبلا در ادبیات نظری مورد بررسی قرار گرفته اند را ارائه می دهد. با استفاده از داده های پانل از مطالعه ی سلامت و بازنشستگی RAND ، من نشان می دهم که متقاضیان رد شده برای بیمه ی از کار افتادگی تامین اجتماعی (SSDI) به طور قابل ملاحظه ای دارایی بیشتری نسبت به متقاضیان پذیرفته شده بلافاصله قبل از درخواست و ابراز وابستگی کمتر به این نیروی کار، در اختیار دارند. این نتایج تجربی با پیش بینی نظری در مطالعات دیموند و میرلس(1978) و گولوسوو و Tsyvinski (2006) که افراد خاصی با عدم تمایل بالا به کار با مطلوبیت حداکثر با برنامه ریزی در پیشبرد برای برنامه ی بیمه ی از کار افتادگی آینده شان هستند، همخوانی دارند. از آنجایی که ادبیات تجربی موجود در مورد بیمه ی از کار افتادگی برای این کانال میان مدت به حساب نمی ایند، این ممکن است اثر کلی کار بازدارنده ی SSDI را ناچیز بشمارد.

چکیده لاتین

This paper provides empirical evidence of the existence of forward-looking asset-accumulation behavior among disability-insurance applicants, previously examined only in the theoretical literature. Using panel data fromthe RAND Health and Retirement Study, I showthat rejected applicants for Social Security Disability Insurance (SSDI) possess significantly more assets than accepted applicants immediately prior to application and exhibit lower attachment to the labor force. These empirical results are consistent with the theoretical prediction in Diamond andMirrlees (1978) and Golosov and Tsyvinski (2006) that certain individuals with high unwillingness to work maximize utility by planning in advance for their future disability insurance application. Because the existing empirical literature on disability insurance does not account for this intertemporal channel, itmay underestimate the total work-disincentive effect of SSDI.

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""
SCRIPT_URI
"https://shop.tarjomeplus.com/Product/3069/asset-accumulation-labor-force-participation-disability"
SCRIPT_URL
"/Product/3069/asset-accumulation-labor-force-participation-disability"
SCRIPT_NAME
"/index.php"
SERVER_PROTOCOL
"HTTP/1.1"
SERVER_SOFTWARE
"LiteSpeed"
REQUEST_METHOD
"GET"
X-LSCACHE
"on"
PHP_SELF
"/index.php"
REQUEST_TIME_FLOAT
1756987559.7644
REQUEST_TIME
1756987559
argv
[]
argc
0
APP_NAME
"Laravel"
APP_ENV
"local"
APP_KEY
"base64:KUqsLda4sdoo9ngH4hsTAyfXw4yf+g7Lwy43f2osTSI="
APP_DEBUG
"true"
APP_LOG_LEVEL
"debug"
APP_URL
"http://localhost"
DB_CONNECTION
"mysql"
DB_HOST
"localhost"
DB_PORT
"3306"
DB_DATABASE
"montezir_tphostshop"
DB_USERNAME
"montezir_tplusdbuser"
DB_PASSWORD
"1r%?[c[kZWpWI@QyoW?ES4%Y"
BROADCAST_DRIVER
"log"
CACHE_DRIVER
"file"
SESSION_DRIVER
"file"
SESSION_LIFETIME
"120"
QUEUE_DRIVER
"sync"
REDIS_HOST
"127.0.0.1"
REDIS_PASSWORD
"null"
REDIS_PORT
"6379"
PUSHER_APP_ID
""
PUSHER_APP_KEY
""
PUSHER_APP_SECRET
""
RECAPTCHA_SECRET
"6Lcz3VIUAAAAAOYsYfyndwJnt67iOzx-RXgRGWjZ"
Key Value
APP_NAME
"Laravel"
APP_ENV
"local"
APP_KEY
"base64:KUqsLda4sdoo9ngH4hsTAyfXw4yf+g7Lwy43f2osTSI="
APP_DEBUG
"true"
APP_LOG_LEVEL
"debug"
APP_URL
"http://localhost"
DB_CONNECTION
"mysql"
DB_HOST
"localhost"
DB_PORT
"3306"
DB_DATABASE
"montezir_tphostshop"
DB_USERNAME
"montezir_tplusdbuser"
DB_PASSWORD
"1r%?[c[kZWpWI@QyoW?ES4%Y"
BROADCAST_DRIVER
"log"
CACHE_DRIVER
"file"
SESSION_DRIVER
"file"
SESSION_LIFETIME
"120"
QUEUE_DRIVER
"sync"
REDIS_HOST
"127.0.0.1"
REDIS_PASSWORD
"null"
REDIS_PORT
"6379"
PUSHER_APP_ID
""
PUSHER_APP_KEY
""
PUSHER_APP_SECRET
""
RECAPTCHA_SECRET
"6Lcz3VIUAAAAAOYsYfyndwJnt67iOzx-RXgRGWjZ"
0. Whoops\Handler\PrettyPageHandler